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Disclaimers | WeParaguay

LEGAL DISCLAIMERS

Last Updated: January 2026

GENERAL INFORMATION ONLY

Operator Disclosure
WeParaguay.com is operated by WEPARAGUAY E.A.S. Unipersonal, a company legally registered in the Republic of Paraguay under Tax ID (RUC: 80165922-1) and Expediente MDE: 139105, with operations based in Asunción, Paraguay.

All information on WeParaguay.com is for general educational purposes and does not constitute legal, tax, financial, or immigration advice specific to your situation. Content is subject to change as laws and regulations evolve.

SCOPE OF OUR EXPERTISE

WeParaguay specializes exclusively in:
– Paraguay residency and immigration procedures
– Paraguay tax residency certificates and local compliance
– Paraguay business formation and registration
– Access to licensed professionals in other jurisdictions

– Coordination of Entry Visas for restricted nationalities

– Category changes from Temporary to Permanent Residency

We do NOT provide:
– Tax advice for countries other than Paraguay
– Legal advice for jurisdictions outside Paraguay
– U.S. tax guidance or IRS representation
– EU, UK, or other foreign tax planning
– Financial planning or investment advice
– Immigration advice for countries other than Paraguay

HOME COUNTRY TAX OBLIGATIONS

Obtaining Paraguay residency does NOT eliminate tax obligations in your country of citizenship, previous residence, or other jurisdictions. Most countries, including the United States, maintain tax claims on their citizens and residents regardless of where they live.

You must consult with qualified tax professionals licensed in ALL relevant jurisdictions, including:
– Your country of citizenship
– Any country where you maintain tax residency
– Any country where you conduct business
– Any country where you have reporting obligations

PROFESSIONAL NETWORK DISCLOSURE

We maintain relationships with licensed tax advisors, attorneys, and other professionals in various jurisdictions. When your situation requires expertise beyond Paraguay law, we will introduce you to qualified professionals in the relevant jurisdictions.

These professionals:
– Operate independently from WeParaguay
– Are solely responsible for their own advice
– Enter into separate engagement agreements with you
– Are not employees or agents of WeParaguay
– Maintain their own professional liability insurance

We receive no compensation for these referrals and make introductions solely to ensure you receive proper guidance.

TAX STRATEGY IMPLEMENTATION WARNINGS

Articles and content discussing international tax strategies, including “0% tax,” “tax-free,” or “territorial tax” benefits, describe Paraguay’s tax system only. These strategies:
– Require proper legal implementation across multiple jurisdictions
– Demand genuine economic substance and compliance
– May not eliminate tax obligations in other countries
– Need ongoing professional guidance and monitoring
– Can result in severe penalties if improperly implemented

“0% tax in Paraguay” does NOT mean “0% tax everywhere.” Tax obligations in your home country likely continue regardless of Paraguay residency.

NO GUARANTEES OR OUTCOME PREDICTIONS

We cannot guarantee:
– Immigration approval or specific processing times
– Tax treatment by authorities outside Paraguay
– Banking relationship establishment
– Business formation outcomes
– Any specific result from government authorities

Individual results vary dramatically based on:
– Your specific circumstances and documentation
– Current government policies and procedures
– Immigration officer discretion
– Changes in laws or regulations
– International agreements and treaties

Visa Approval Disclaimer: While WeParaguay maintains a high success rate (approx. 98%), we cannot and do not guarantee visa approval. The National Directorate of Migration (DNM) and the Ministry of Foreign Affairs of Paraguay maintain final and absolute decision authority. A visa may be denied for reasons including, but not limited to:

  • Existence of a criminal record.

  • Provision of false or misleading information.

  • Insufficient proof of financial solvency.

  • Security concerns or international sanctions.

  • Any other reason at the sole discretion of the Paraguayan government.

REGULATORY CHANGES

Paraguay immigration laws, tax regulations, international agreements, and government procedures change frequently, sometimes without advance notice. Information on our website reflects our understanding as of the publication date but may become outdated.

Government authorities maintain sole discretion over:
– Application approvals and denials
– Processing timelines and procedures
– Fee structures and requirements
– Policy interpretations and enforcement

COST AND TIMELINE ESTIMATES

Following the full implementation of Law 6984/2022, all applicants (with minor exceptions for SUACE/Investors) must complete a two-year temporary residency period before becoming eligible for permanent residency.

All costs, fees, timelines, and requirements mentioned on our website are estimates based on typical scenarios and current information. Actual costs may vary due to:

  • Government fee changes

  • Exchange rate fluctuations

  • Individual case complexity

  • Additional document requirements

  • Third-party service fees

  • Unexpected complications

Processing timelines are estimates only. Government processing times vary based on workload, policy changes, and individual case factors beyond our control.

Operational Window vs. Government Processing: While WeParaguay typically completes in-person filings and on-the-ground process handling within 2–4 working days, this timeframe represents our operational efficiency and not a guarantee of government completion.

Mandatory Travel Flexibility: Due to potential government system outages, strikes, public holidays, or requests for additional documentation, we strongly advise all clients to plan for a flexible stay of 7 to 14 days in Paraguay. WeParaguay shall not be held liable for any additional travel costs, including but not limited to, flight rebooking fees, extended accommodation, or personal expenses resulting from the need to extend a stay beyond the initial estimate.

-PR Upgrade Eligibility: Under Law 6984/2022, the transition from Temporary to Permanent residency is subject to strict filing windows (typically 90 days before TR expiration). WeParaguay is not responsible for a client’s loss of eligibility or the requirement to restart the residency process if the client fails to initiate the upgrade within the legal timeframe.

-Visa Processing: Entry Visa timelines for restricted nationalities (typically 15–45 business days) are projections based on historical averages and are subject to embassy workload and administrative delays beyond our control.

U.S. CITIZEN SPECIFIC WARNING

If you are a U.S. citizen or Green Card holder:
– You remain subject to U.S. worldwide income taxation regardless of where you live
– Paraguay residency does NOT eliminate U.S. tax obligations
– U.S. reporting requirements (FBAR, FATCA, etc.) continue
– IRS penalties for non-compliance are severe
– You must consult with U.S. tax professionals before implementing any strategy

CRYPTOCURRENCY SPECIFIC WARNING

As of January 1, 2026, the OECD Crypto-Asset Reporting Framework (CARF) and CRS 2.0 have expanded the automatic exchange of information to include crypto-assets and e-money. Paraguay residency does not exempt you from these global reporting standards in jurisdictions where you hold assets or conduct business.

Cryptocurrency taxation is highly uncertain and evolving rapidly worldwide. Most countries tax cryptocurrency gains regardless of your residence. Content discussing cryptocurrency strategies on our website:
– Describes Paraguay’s current approach only
– Does not eliminate home country crypto tax obligations
– May become outdated quickly due to regulatory changes
– Requires consultation with crypto tax specialists in your jurisdiction

Important: While Paraguay maintains a territorial tax system, any crypto-to-fiat conversion through local Paraguayan banks or brokers may trigger local tax obligations (8-10%) and anti-money laundering (AML) reporting requirements. We strongly advise against moving digital assets into the Paraguayan banking system without prior legal consultation.

LIMITATION OF LIABILITY

WeParaguay’s liability is limited to the professional services directly contracted under signed service agreements. We are not liable for:
– Government decisions, delays, or denials
– Changes in laws, regulations, or policies
– Decisions made based on general website content without professional consultation
– Tax treatment by authorities outside Paraguay
– Actions or advice of independent professionals we introduce you to
– Economic outcomes or financial results

Travel and Logistics Costs: Under no circumstances shall WeParaguay E.A.S. be liable for travel-related expenses incurred by the Client due to administrative delays. This includes, but is not limited to:

  • Flight rebooking fees or new ticket purchases.

  • Additional hotel or accommodation expenses.

  • Transportation costs during an extended stay.

  • Lost opportunity costs, lost wages, business losses,
    lost contracts, lost clients, or any form of indirect,
    consequential, or economic damages arising from travel
    delays or extended stays.

The Client assumes all financial risk associated with their travel itinerary and is encouraged to book flexible or refundable travel arrangements.

CRITICAL TRAVEL WARNING: WeParaguay strongly advises Entry Visa applicants NOT to book non-refundable flights or accommodation until their visa has been officially approved and the stamp/document is in their possession. WeParaguay shall not be held liable for any financial losses, including flight cancellation fees, rebooking costs, or lost deposits, resulting from a client’s decision to book travel before visa confirmation.

Visa Denial Refund Policy: In the event of an official government denial of an Entry Visa, WeParaguay provides a partial refund of 50% of the professional service fee. All third-party costs, including government fees, translations, and invitation letter processing, are strictly non-refundable. No refund will be issued if the denial is caused by the client providing false information or failing to disclose a criminal record.

PROFESSIONAL CONSULTATION REQUIRED

Before making any immigration, tax, or business decisions:
– Consult with our licensed Paraguay professionals for Paraguay-specific guidance
– Engage qualified professionals in your home jurisdiction
– Verify current requirements with government authorities
– Obtain personalized advice based on your specific circumstances
– Review all information with licensed advisors

US BUSINESS SERVICES DISCLAIMER

Service Handling & Professional Access Model: WeParaguay handles the strategic and operational aspects of US business services while regulated activities are performed exclusively by licensed professionals.

We Do NOT:
– Practice law in any US jurisdiction
– Provide US tax advice or IRS representation
– File business formations ourselves
– Submit IRS applications ourselves
– Act as licensed financial advisors
– Guarantee US bank account approvals
– Draft legal documents without attorney involvement

Licensed Professional Network: All regulated activities (LLC filings, IRS
applications, trust formation, legal advice) are performed by appropriately
licensed professionals:
– Business formations: Licensed formation services
– IRS matters: CPAs or Enrolled Agents
– Legal services: Licensed attorneys
– Tax advice: US tax professionals

We manage the engagement flow and ensure alignment between licensed professionals and your broader international structure.

Banking Services: We provide guidance and documentation support for US bank
account applications. Banks make independent decisions based on their policies,
compliance requirements, and risk assessment. We cannot guarantee account
approval.

Service Provider Responsibility: Licensed professionals are solely responsible
for their own services, advice, and compliance. We are not liable for their
errors, delays, or outcomes.

Fees: Third-party professional fees are separate from our service handling fees and are paid directly to service providers.

INTEGRATION SERVICES DISCLAIMER (ESTHER)

Service Provider Relationship

WeParaguay provides access to practical integration services through Esther, an independent contractor and local Paraguay resident with 11+ years of residency experience. Esther is NOT an employee of WeParaguay.

Scope of Services

Integration services include:

  • Practical daily life guidance (housing search, school enrollment, community connections)
  • Local service provider recommendations
  • Cultural orientation and settling assistance
  • Administrative task handling support

What Integration Services DO NOT Include

Integration services explicitly DO NOT include:

  • Legal advice (immigration, residency, contracts)
  • Tax advice or tax planning
  • Financial planning or investment advice
  • Medical advice or healthcare recommendations
  • Guaranteed outcomes from third-party service providers

Service Provider Recommendations

Recommendations for schools, doctors, housing, and other service providers are based on Esther’s personal experience living in Paraguay. WeParaguay and Esther do NOT guarantee the quality, availability, or outcomes from any third-party service providers recommended.

Furniture Sourcing (Optional)

Esther operates a separate furniture business. Furniture sourcing through Esther’s business is:

  • Completely optional (not required as part of integration services)
  • Competitively priced based on local market rates
  • A separate commercial transaction from integration services
  • Subject to separate agreements and payment terms

Timeline and Availability

Service delivery timelines may require flexibility based on Esther’s availability, client schedules, and local circumstances. WeParaguay will assist with scheduling logistics but cannot guarantee specific dates or immediate availability.

Independent Contractor Status

Esther operates independently and is responsible for her own service delivery, scheduling, and quality during the contracted period. WeParaguay facilitates introductions and payment processing but does not supervise daily service delivery.

INVESTMENT SERVICES DISCLAIMER

Our Role

WeParaguay introduces clients to licensed investment professionals in Paraguay. We do NOT provide investment advice, portfolio management, or financial planning. We are NOT licensed investment advisors or broker-dealers.

Investment Risks

All investments carry significant risk including potential loss of principal. Risks include: market volatility • currency fluctuations • political/regulatory changes • illiquidity (3-5+ year lock-ups) • agricultural/weather risks • business failure • emerging market instability.

No guarantees on returns, capital preservation, liquidity, or tax benefits. Past performance does not guarantee future results.

Minimums & Eligibility

  • Minimum: $10,000 (some opportunities higher)
  • Paraguay residency required (most opportunities)
  • Accredited investor status may be required
  • Clean source of funds documentation required

Referral Fees & Conflicts

WeParaguay receives referral fees from licensed investment professionals for client introductions, a potential conflict of interest. Always conduct independent due diligence.

Referral fees do not increase the price paid by the client unless explicitly disclosed in writing.

Your Responsibilities

You must:

-Conduct independent due diligence on all investments
-Review all offering documents and agreements
-Consult independent financial advisors, attorneys, and tax professionals
-Verify licensing/credentials of investment professionals
-Understand fees, lock-ups, withdrawal restrictions, and risks
-Ensure tax compliance in ALL jurisdictions (Paraguay + home country)

Liquidity & Lock-Ups

Many investments require 3-5+ year holding periods. Early withdrawal may be restricted, penalized, or impossible. Only invest capital you can afford to lock up long-term.

Tax Implications

Paraguay residents benefit from 0% tax on foreign investment income. However, you may have tax obligations in your citizenship/residence country. U.S. citizens must report worldwide income. Consult licensed tax professionals in ALL relevant jurisdictions.

Professional Advice Required

Before investing, obtain independent advice from licensed financial advisors, attorneys, and tax professionals in Paraguay AND your home country.

Your Acknowledgment

By using our services, you acknowledge: investment risks and potential loss of capital • your due diligence responsibilities • WeParaguay’s introduction-only role and referral fees • need for independent professional advice • no guarantees on returns • liquidity restrictions.

REAL ESTATE SERVICES DISCLAIMER

Our Role

WeParaguay introduces clients to vetted properties, developers, and licensed real estate professionals in Paraguay. We do NOT act as a sell property directly, or provide legal/financial advice.

Investment Risks

Paraguay real estate investments carry significant risks:

Market Risks: Property values may decline • Limited liquidity (3-12+ months to sell) • Currency fluctuations (USD/Guaraní exchange rate impacts returns)

Legal Risks: Title disputes • Complex ownership histories • No standard title insurance in Paraguay

Operational Risks: Property management challenges • Tenant issues • Infrastructure limitations in some areas

Economic Risks: Emerging market volatility • Regional economic conditions • Natural disasters

No Guarantees

We do NOT guarantee:

  • Property values, appreciation, or returns
  • Rental income or occupancy rates
  • Property condition or title validity
  • Financing availability or quick property sales

Yield estimates (6-8% residential, 8-12% commercial) and appreciation projections (3-5% annually) are historical averages only, NOT guarantees. Actual results vary significantly.

Referral Fees & Conflicts

WeParaguay receives referral fees from developers, sellers, and property managers for successful transactions. This creates a financial incentive to facilitate sales—a potential conflict of interest. Always conduct independent due diligence.

Your Responsibilities

You must:

-Hire qualified Paraguayan attorney for title verification at Registro Público
-Obtain professional property inspection
-Verify all property details, measurements, and conditions
-Consult tax professionals in Paraguay AND your home country
-Understand all costs: transaction fees (2-3%), property taxes (0.3-1%), HOA fees, management (8-10%)
-Plan for cash purchase (foreign financing extremely limited)

CRITICAL: Always verify title at Registro Público before purchasing. Title insurance is NOT standard in Paraguay. Attorney verification is your primary protection.

Investment Suitability

Paraguay real estate is:

  • Long-term investment (5-10+ year horizon recommended)
  • Illiquid (not suitable if you need quick exit)
  • Emerging market (infrastructure and systems less developed than mature markets)
  • Best for: Patient investors comfortable with emerging market characteristics

Professional Advice Required

Before purchasing, obtain independent advice from:

  • Qualified Paraguayan attorney (title, contracts, legal)
  • Licensed tax professionals (Paraguay + your home country)
  • Property inspector (structural, systems)
  • Financial advisor (investment suitability)

Do not rely solely on WeParaguay’s information.

Tax Implications

Property ownership may have tax consequences in Paraguay, your country of citizenship, country of residence, and other jurisdictions. Consult licensed tax professionals in ALL relevant jurisdictions before purchasing.

Your Acknowledgment

By using our services, you acknowledge you understand: investment risks • your due diligence responsibilities • WeParaguay’s introduction role and referral fees • need for independent professional advice • no guarantees on returns • emerging market investment characteristics.

RETIREMENT INFORMATION DISCLAIMER

Educational Information Only

Information provided about retiring in Paraguay is for educational purposes only and does NOT constitute:

  • Legal advice
  • Tax advice
  • Financial planning advice
  • Medical advice
  • Immigration advice
  • Guaranteed outcomes or experiences

Residency Requirements

Paraguay residency requirements, processes, costs, and timelines can change at any time based on:

  • Changes in immigration law
  • Policy changes by Paraguayan government agencies
  • Processing times varying by case complexity and government workload
  • Individual circumstances affecting eligibility

WeParaguay cannot guarantee approval, processing times, or outcomes.

Cost of Living Variability

Cost of living estimates provided are:

  • Based on current market conditions (subject to change)
  • Averages that may not reflect individual circumstances
  • Dependent on lifestyle choices, location within Paraguay, and personal spending habits
  • Affected by inflation, exchange rates, and economic conditions

Your actual costs may be significantly higher or lower than estimates provided.

Healthcare Considerations

Healthcare information is general only. Important considerations:

  • Healthcare quality and costs vary significantly by provider and facility
  • Medical care in Paraguay may differ from standards in your home country
  • Not all medical specialties or treatments are available in Paraguay
  • Health insurance coverage varies by provider and individual health conditions
  • Pre-existing conditions may not be covered or may have higher premiums
  • Emergency medical evacuation may be necessary for serious conditions

Consult with healthcare professionals and insurance specialists before relocating. Do NOT rely on general healthcare information for personal medical decisions.

Pension and Social Security

Information about foreign pensions and Social Security is general only. Important considerations:

  • U.S. citizens remain subject to U.S. taxation on worldwide income regardless of where they live
  • U.S. Social Security benefits may have tax implications
  • Other countries have different tax treatment of pensions and retirement income
  • Paraguay’s territorial tax system applies to Paraguayan-source income only
  • Consult tax professionals in ALL relevant jurisdictions about your specific pension, Social Security, and retirement income tax obligations

Banking and Financial Access

International banking access may be limited or restricted based on:

  • Your country of citizenship (FATCA, CRS reporting requirements)
  • Bank policies toward non-resident accounts
  • Individual financial circumstances and credit history
  • Regulatory requirements in multiple jurisdictions

Do NOT assume you can maintain all current banking relationships after relocating.

Insurance Coverage

Verify that all insurance policies (health, life, property, auto, liability) will provide coverage in Paraguay. Many policies exclude international coverage or have geographic limitations.

OFFICIAL GOVERNMENT RESOURCES

Verify current requirements through official sources:

Paraguay:
– Dirección General de Migraciones: www.migraciones.gov.py
– Dirección Nacional de Ingresos Tributarios: www.dnit.gov.py

United States:
– IRS: www.irs.gov
– State Department:travel.state.gov

CONTACT FOR PROFESSIONAL GUIDANCE

For personalized consultation regarding your Paraguay residency: WE PARAGUAY E.A.S. UNIPERSONAL (RUC: 80165922-1) Expediente MDE: 139105

Office Address: Av. Sta. Teresa 2408, Asunción 001410, Paraguay

Website: www.weparaguay.com
Email: info@weparaguay.com
Phone/WhatsApp: +595 992023510/+1 (305) 549-0921

ACCEPTANCE OF TERMS

By using our website or services, you acknowledge that you have read, understood, and agree to these disclaimers and limitations. If you do not agree, do not use our services or rely on website information.

These disclaimers form part of our Terms & Conditions and are subject to change without notice.

These disclaimers apply to all communications, including website content, email, messaging apps (WhatsApp/Telegram), and verbal consultations. In the event of a conflict between these disclaimers and any informal communication, these disclaimers shall prevail.